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Are the doctors, hospitals, laboratories and other medical providers that I use in the insurance company’s network?
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If I want to use a doctor outside the network, will the plan permit it?
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How easily can I change primary-care physicians if I want to?
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Do I need to get permission before I see a medical specialist?
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What are the procedures for getting care and being reimbursed in an emergency situation, both at home or out of town?
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If I have a preexisting medical condition, will the plan cover it?
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If I have a chronic condition such as asthma, cancer, AIDS or alcoholism, how will the plan treat it?
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Are the prescription medicines that I use covered by the plan?
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Does the plan reimburse alternative medical therapies such as acupuncture or chiropractic treatment?
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Does the plan cover the costs of delivering a baby?
